Friday, October 23, 2009

I have pet isnurance (vca), is it to much for vet to quote 700 for dental work for my dog?

He needs teeth cleaning and IM not sure if he needs an extraction but if he does it would cost me 300-700 bucks....pet insurance only pays 65 bucks overall of all costs? Are pet insurances working off quota system?

I have pet isnurance (vca), is it to much for vet to quote 700 for dental work for my dog?
VCA is a big company; their primary interest is in making money, not caring lovingly for pets.





I would go to a locallly based vet and get a second opinion.





I went to VCA in Savannah once. Their rates for services were 30 to 40% higher than good old Dr. Marley who ran his own office with 2 assistants. I would definitely shop around and I wouldn't bother with pet insurance. If they will only pay $65 of a $700 bill, he insurance is not worth the money.





Good luck!
Reply:I know extractions can be really expensive, especially if it involves the back molars which require a lot of work due to the size of the teeth. I checked into pet insurance but never found any that covered dental care at all.
Reply:I think it depends on the breed u have and what is covered but from what I have researched I do not see that the pet insurance weighs out. Like I have Dachshunds which are prone to back surgery and it just does not pan out. It is best to just set aside what u woudl pay a month to them in a doggy account for emergencies.
Reply:It cost $600 for my dog's annual dental cleaning in Manhattan, NYC. Veterinary Pet Insurance only covered 1/2 that amount. I received a check for $297. The total cost included all the workup tests prior to anesthsia, and dental cleaning. It's ALOT of money, but I want my 12-year-old Yorkie to have chompers when she is 18 years old.
Reply:You are being ripped off. Anesthesia is the biggest cost of a dental. That shouldn't cost any more than say 60.00 for initial then 10 for every 20-30 minutes more on gas. An extraction should be between 15 and 20 depending upon if they have to lift it out or if it comes right out. Also the size of your dog factors in because of the amount of anesthesia required. Unless your dog weighs in at 400 lbs seek a second opinion.
Reply:that seems very, very high. We have a VCA here, and they tend to be higher priced than most vets. I'd get a second opinion
Reply:extractions are expensive
Reply:My mom had her dogs teeth cleaned last week. It cost almost $400 dollars. I thought she got ripped off. But they did x-rays, anesthesia and the cleaning. I used to be a vet tech and it never cost over $200.
Reply:I know that vet expenses are climbing every year and don't know what things should cost, *but* I do know that the pet insurance companies I've looked into are *very* different when it comes to the actual amount that they will reimburse you for vet expenses.





We went with Pets Best Insurance because they work on a straight 80% of the bill after the deductible, unlike other companies I researched. I pay the extra couple of bucks a month so that I can have the lower deductible.





I agree with the poster who said that finding a company who is committed to animals and not just profits is important! Good luck to you!
Reply:The $700.00 does seem a bit steep. Our vets charge around $275. That includes preanesthetic blood work, which is mandatory if the pet is over five years old. If under five, it's about $195.00. This price excludes extractions, antibiotics and/or pain meds. There are some places that actually do fillings and root canals (ours is not one of them). Are they offering any of that for that price, or do they just extract the teeth if they are decayed or broken? Have they given you an itemized estimate for their services? It would be interesting to see what could total $700.



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